Element X is quite good now (note the X, not the classic ‘Element’). Fluffychat’s good too but missing some features.

Incorrect. Technically Matrix is a protocol, and a forum client can be made. You already have some PoC social media ones. It just so happens that most well known clients at this time and for instant messaging. But it can be much more.

In the current pseudo-capitalist world economy, the rich do help in pushing a circular economy, in a variety of industries. If the rich are too taxed they’ll more easily leave the country and move elsewhere. Your country loses a lot of its GDP. It’s a bit of a chicken and egg problem, but it’s also how the government of today runs, where everything is run on credit and paid for later.

Lean-governments are possible, but in such a case a government can never spend more than its GDP produces. No government would go that way right now, mainly because people aren’t educated enough to make a decent argument for it, verbally or otherwise.

Your country either welcomes the rich, or answers to the IMF.

In summary//TL;DR: In a credit-based, credit-ran, loan-promised economy, greatly successful small and medium businesses are not enough to keep GDP high enough to pay off national debt.

There are some good Matrix community, on matrix.org as well as individually run homeservers (federated).

Leaving a comment here on behalf of HIMYM: Bowl.